<?xml version="1.0" encoding="UTF-8"?>
<!--
  Dollar Compass sitemap.

  SCOPE: the eight stable public pages only.

  DELIBERATELY NOT INCLUDED — the 83 individual company pages
  (company.html?id=<slug>). Two reasons, both practical:

    1. MAINTENANCE. Companies are added and withdrawn regularly (this dataset
       went 78 -> 83 -> and one entry was withdrawn, all in a single month).
       A hand-written list of 83 slug URLs would start drifting the moment the
       next company is scored, and a sitemap that lists dead URLs is worse than
       a short one.
    2. DISCOVERY ALREADY COVERS THEM. companies.html is in this list and links
       every single company page. Google follows those links. Each company page
       also sets a self-referential canonical at render time (js/company.js), so
       it declares its own address correctly once reached.

  If company pages ever need to be listed explicitly, generate this file from
  js/data.js at build time rather than editing it by hand.

  EXCLUDED: worksheet.html — the curator's working page. It is noindex/nofollow
  in its own <head> and also disallowed in robots.txt.

  lastmod reflects a real edit, not a bump: every page listed here was changed
  on 2026-10-23 (canonical + social tags added).
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <url>
    <loc>https://www.dollaraware.com/</loc>
    <lastmod>2026-10-23</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <url>
    <loc>https://www.dollaraware.com/companies.html</loc>
    <lastmod>2026-10-23</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.dollaraware.com/guide.html</loc>
    <lastmod>2026-10-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.dollaraware.com/about.html</loc>
    <lastmod>2026-10-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.dollaraware.com/resources.html</loc>
    <lastmod>2026-10-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.dollaraware.com/markets.html</loc>
    <lastmod>2026-10-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://www.dollaraware.com/credit-unions.html</loc>
    <lastmod>2026-10-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://www.dollaraware.com/submit.html</loc>
    <lastmod>2026-10-23</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>

</urlset>
